Chamsmobile, Skye Bank Introduce e-gift payment

A VISA e-Gift payment card has been launched by ChamsMobile, a licensed mobile money operator in Nigeria, and Skye Bank Plc.

It is an online VISA card, which ChamsMobile Kegow subscribers can send by mobile phone. The e-Gift card follows the successful introduction of Kegow’s virtual VISA card in August 2015, the first of its kind in the Nigerian market.

The e-Gift card works exactly the same way, but is mainly for sending monetised gifts to family, friends, business associates etc., in order to eliminate the stress and worry of what to buy for them on special occasions. It is an entirely digital payment card for online and mobile use, locally and internationally and is unique in that recipients get a full picture of the Virtual eGift Card on their mobile screen, PC, or tablet.

Speaking about the new product, Head, E-channels, Skye Bank Plc, Mr. Akinwale Ojo, was quoted in a statement from the bank as saying the bank was excited to offer the card, after partnering with ChamsMobile.

The Deputy Managing Director of Chamsmobile, Mr. Gavin Young, expressed great enthusiasm for partnering with Skye Bank and Visa after identifying the consumer need for such a unique product.

According to him, the new product would bring a multitude of opportunities and benefits to Nigerians, describing the VISA eGift Card as an extremely diverse product that can be sent to recipients on so many occasions, like birthdays, weddings, graduation, baby showers, religious occasions, get well, housewarming, retirement, a simple ‘thank you’, and more.”

“The eGift Card is ideal for someone looking to send a last-minute gift with immediate delivery, or wants to schedule the eGift Card to be sent on a specific day or future date, such as birthdays, along with a personalised message.

“The eGift Card is also linked to a broad range of financial services giving the recipient many options for using the card. These include: purchasing goods and services online wherever Visa cards can be used, both locally and internationally, buying airtime, transferring funds to bank accounts, etc.”

“Users actually get to see all the essential features of a physical card, but in its ‘virtual form’; card number, expiry date and CVV number. This, for many consumers and businesses, is enough to replace the need for a physical plastic card linked to a traditional bank account,” he added.