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PharmAccess Launches Health Insurance Wallet
PharmAccess Foundation Nigeria has wooed Nigerians withmHealth Insurance Wallet; a healthcare payments platform that connects payers, patients and healthcare providers.
The scheme delivers funds from public and private healthcare funders directly to patients and providers through a “health wallet” located on their mobile phone.
At a demonstration in Lagos recently, Country Director PharmAccess Nigeria, Mrs. Njide Ndili, said that the use of the funds would be restricted to conditional spending at the selected healthcare providers within defined geographic areas in the country.
Leveraging on the experiences implementing mhealth initiatives in Ghana, Tanzania, Kenya, and Nigeria, PharmAccess Foundation and its partners realised the need for a solid, back-end infrastructure to facilitate health payments and support a network of clinics where patients can utilise their health wallets for treatment.
The platform can integrate with any prevalent digital payment system in a country, including banks, online payment systems and mobile money operators.
It also boost demand by connecting patients to health savings schemes, benefits, and risk pooling opportunities at a low costs. It as well stimulate supply by strengthening the cost-efficiency of health providers’ service delivery through mechanisms like joint procurement systems, access to finance or capacity building.